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Practical financial literacy, ready to explore one unit at a time.

Overview

Middle school financial literacy

Help students make practical money decisions through five modules covering budgeting, consumer choices, saving and investing, economic inequality, and careers. Each module opens with a Crisis Lab scenario, then teaches the tools to solve it.

Module 1: Money Management

Income, budgeting, and unemployment: students plan through a sudden job loss with no safety net, then revise the plan to reduce risk.

  • Crisis Lab: The Diner Closes
  • Solutions & plan revision
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Module 2: Money Decisions

Consumer decisions and incentives: students see how advertising, influencers, and FOMO shape spending, and how to research and stay safe from scams.

  • Crisis Lab: The Walk-and-Earn App
  • Solutions & plan revision
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Module 3: Money Growth

Saving, investing, and managing risk: students compare accounts, interest, and diversification to grow money without betting it all on one thing.

  • Crisis Lab: The Pond Float
  • Solutions & plan revision
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Module 4: Money Around the World

Wealth, opportunity, and inequality: students investigate how access, starting conditions, and economic systems lead to unequal outcomes.

  • Crisis Lab: Unequal Starting Conditions
  • Solutions & policy analysis
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Module 5: Money and You

Agency, careers, and ethical decisions: students connect everything to their own goals and future careers, then apply it in a final capstone.

  • Reflection & careers
  • Capstone: design-and-solve task
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